Best Finance Bloggers in India - onecreditscore
- Mudra K
- Apr 17
- 6 min read
🏦 Introduction: Why Finance Blogging Matters in India
India has witnessed a massive transformation in the financial landscape over the last decade. With a growing middle class, increasing internet penetration, and rising awareness about savings, credit, and investments, there’s an unprecedented demand for reliable financial education. That’s where finance bloggers come in—bridging the knowledge gap with actionable insights.
These bloggers play a crucial role in educating the public on topics like budgeting, mutual funds, stock markets, credit scores, insurance, and tax planning. For millions of Indians, blogs have become go-to resources for understanding money matters in a relatable, non-technical language.
📈 The Rise of Financial Literacy Through Blogging
A few years ago, discussions about credit scores, SIPs, or debt management were limited to financial advisors and banking professionals. Today, however, everyday readers are learning and implementing money strategies directly from finance bloggers who break down complex financial jargon into simple, relatable content.
This shift has led to
Improved savings and investment habits
Awareness of credit reports and scores
Increased participation in stock markets
Smarter debt management
Better retirement planning
Platforms like onecreditscore.in further promote these bloggers and amplify financial literacy among readers across all age groups.
🧠 What Makes a Great Finance Blogger?
Not every blogger can influence a reader’s financial life. So what sets the best apart?
Consistency: Regular updates and fresh insights.
Accuracy: Credible, well-researched financial information.
Simplicity: Using clear language without diluting value.
Transparency: Honest reviews, disclosures, and disclaimers.
Actionable Advice: Tips that readers can implement immediately.
Whether they’re SEBI-registered advisors or self-taught money nerds, the best finance bloggers in India blend education, empathy, and experience.
🧾 How onecreditscore.in Curated This List
The team at onecreditscore.in analyzed over 75+ finance-focused blogs using parameters like
Domain authority and website traffic
Reader engagement and reviews
Frequency of posts
Relevance to Indian financial systems
Coverage of topics like credit scores, savings, loans, taxes, and investments
The following list includes top-performing and trusted voices that cater to beginners, millennials,
salaried professionals and seasoned investors.
🌟 Top 15 Best Finance Bloggers in India
1. Deepak Shenoy (CapitalMind)
Founder of CapitalMind, Deepak shares advanced insights on equity markets, economic trends, and portfolio strategies. His blog is a haven for data-driven investors.
2. Sharan Hegde (Finance with Sharan)
Known for his Instagram reels and humorous take on finance, Sharan simplifies concepts like budgeting, debt traps, and saving hacks for the Gen Z audience.
3. CA Rachana Ranade
A YouTube sensation and a chartered accountant, her blog complements her video content with detailed write-ups on the stock market, taxation, and IPO reviews.
4. Subramoney (PV Subramanyam)
With a no-nonsense tone, Subramoney offers hard-hitting content on personal finance, financial planning, and why common sense is the ultimate financial skill.
5. Basavaraj Tonagatti (Basunivesh)
SEBI-registered and detail-oriented, Basu’s blog is perfect for beginners. He frequently covers topics like mutual funds, retirement planning, and insurance.
6. Manoj Nagpal
Known for offering deep, nuanced financial analysis, Manoj shares frameworks for wealth creation and financial discipline.
7. Harsh Roongta
An experienced financial planner and tax expert, Harsh offers trustworthy advice on tax-saving instruments and home loans.
8. Hemant Beniwal
Founder of Ark Financial Planners, Hemant focuses on goal-based planning and unbiased product reviews.
9. Kunal Saraogi
Market expert and technical analyst Kunal frequently blogs about stock trends, short-term trading strategies, and investment psychology.
10. Scripbox Blog Team
This platform-run blog is known for well-structured financial literacy posts targeted at new investors and salaried professionals.
11. Value Research Team
An authority on mutual funds and portfolio analysis, their blog and research tools are a must-read for DIY investors.
12. Nitin Bhatia
Blending real estate, stocks, and loan advice, Nitin’s blog is perfect for readers who want clarity on property investment and financial independence.
13. Safal Niveshak (Vishal Khandelwal)
Vishal focuses on behavioral finance and long-term investing through storytelling, book reviews, and valuation case studies.
14. Ankur Warikoo
While not a traditional finance blogger, Ankur’s insights into money psychology, productivity, and early investing have influenced a generation.
15. Pattu (P.V. Ramesh – Freefincal)
Famous for his DIY calculators and deep dives into financial myths, Pattu’s data-backed blogs offer clarity on confusing financial products.
💥 How These Bloggers Impact Financial Habits
These bloggers have not only educated but also inspired millions of Indians to take control of their finances. From opening their first SIP to understanding the impact of a credit score, readers gain confidence and clarity with every post.
Results of their impact include:
Rising number of financially literate millennials
Awareness of credit score importance (via tools like onecreditscore.in)
Reduction in loan defaults due to informed decisions
Shift toward diversified investments like mutual funds and ETFs
📚 Personal Finance Topics You’ll Find on Their Blogs
Here’s a quick overview of the most common topics:
Topic | Why It Matters |
Budgeting | Foundation of all financial plans |
Credit Score | Impacts loan approval and interest rates |
Mutual Funds | A preferred investment for salaried classes |
Stock Market | Long-term wealth generation |
Insurance | Protects income and assets |
Tax Planning | Helps save money legally |
Retirement | Secures life after work |
🧬 Common Traits Shared by Top Finance Influencers
While each finance blogger has a unique style and focus area, they share several key characteristics that contribute to their credibility and popularity:
Transparency: They often disclose affiliations and avoid promoting dubious financial products.
Consistency: Whether it’s weekly blog posts or regular newsletters, they maintain a dependable schedule.
Fact-Based Advice: Research, statistics, or personal experience support the posts.
Engagement: Most top bloggers respond to reader queries or host AMAs on social media.
Up-to-Date Knowledge: They stay ahead of trends and updates in the financial ecosystem.
These traits reinforce their value and reliability in the eyes of readers.
🎥 Blogging vs YouTube Finance Channels: A Quick Look
While blogging remains a popular way to consume financial content, YouTube has emerged as a powerful platform for reaching wider audiences. Here’s a quick comparison:
Feature | Blogging | YouTube Channels |
Depth of Information | In-depth, research-heavy content | More bite-sized and visual |
Accessibility | Can be bookmarked and referenced | Easier to consume on-the-go |
SEO Benefit | Higher chance of organic search visibility | High engagement with video audience |
Best For | Long reads, calculators, tools | Demos, explainers, product reviews |
👉 Pro tip: Follow bloggers who use both platforms to get a 360° understanding of financial concepts.
🧰 Tools and Platforms Used by Finance Bloggers
The best finance bloggers don’t just write—they equip readers with tools to act on the advice they share. These tools include
EMI calculators
Retirement planning spreadsheets
Credit score checkers (like onecreditscore.in)
Portfolio rebalancing tools
Tax-saving estimators
Popular platforms where they publish or share updates:
Medium
LinkedIn Articles
Personal Blogs (WordPress, Ghost)
YouTube for tutorials
Twitter for market commentary
📌 How to Follow These Bloggers Effectively
If you want to make the most out of following finance bloggers, try these tips:
Subscribe to their newsletters ; most send weekly or monthly tips straight to your inbox.
Bookmark valuable posts — especially those related to tax planning or investment strategies.
Use their free tools ; don’t skip the downloadable calculators or budget sheets.
Engage with comments — many bloggers respond to meaningful questions.
Cross-reference with other trusted sources — use platforms like SEBI, RBI, and personal finance forums for confirmation.
🔥 7 Reasons You Should Start Reading Finance Blogs Today
Improves your financial IQ
Helps avoid common money mistakes
Keeps you updated on policy and tax changes
Saves money by avoiding bad investments
Makes financial planning simple and accessible
Promotes better money conversations at home
Encourages early investing for long-term growth
👨🎓 How Finance Blogging Is Shaping India's Youth
Millennials and Gen Zs in India are more financially aware than ever. A big credit goes to relatable finance bloggers who:
Use memes, analogies, and humor
Talk about real-life experiences
Focus on financial independence and side hustles
Normalize discussions around salary negotiation and early retirement
This improvement is leading to a generation that not only earns but also manages and multiplies money better.
📊 The Role of Blogs in Improving Credit Score Awareness
Until recently, most people didn’t even know their credit score existed—let alone how to improve it.
Thanks to finance bloggers and tools like onecreditscore.in, awareness around
The importance of credit scores
How to check it for free
Factors that impact credit reports
Tips to boost scores and avoid rejections
Tier 1 and Tier 2 cities have experienced significant growth.
❓ Frequently Asked Questions
1. Who is the No. 1 finance blogger in India?
There’s no official ranking, but CA Rachana Ranade, Deepak Shenoy, and Pattu from Freefincal are among the most followed and respected.
2. Can I trust the financial advice from blogs?
Yes, provided the blog is transparent, regularly updated, and doesn’t promote biased content. Always cross-check with SEBI or RBI guidelines.
3. Are finance bloggers certified professionals?
Some are—like SEBI-registered advisors or CAs. Others are self-taught experts. Always check credentials if you’re making big decisions based on their advice.
4. Which blogger focuses most on credit scores?
Nitin Bhatia and Basunivesh have extensive content on credit cards, loans, and credit scores.
5. Do bloggers also help with tax planning?
Absolutely. Bloggers like Hemant Beniwal and Harsh Roongta offer detailed tax-saving guides.
6. How often should I read financial blogs?
Ideally, you should perform this task once a week. This is especially important during budget season or the end of the financial year.
✅ Conclusion: Learn, Save, and Grow with India’s Best Finance Bloggers
Whether you're a student just starting your financial journey or a working professional looking to optimize investments, following the best finance bloggers in India can be your greatest asset.
They simplify complicated topics, help you build smart money habits, and guide you toward long-term wealth. With platforms like onecreditscore.in supporting this ecosystem, it’s never been easier to stay informed, stay updated, and stay financially confident.
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