Best Finance Bloggers in India - onecreditscore

🏦 Introduction: Why Finance Blogging Matters in India

India has witnessed a massive transformation in the financial landscape over the last decade. With a growing middle class, increasing internet penetration, and rising awareness about savings, credit, and investments, there’s an unprecedented demand for reliable financial education. That’s where finance bloggers come in—bridging the knowledge gap with actionable insights.

These bloggers play a crucial role in educating the public on topics like budgeting, mutual funds, stock markets, credit scores, insurance, and tax planning. For millions of Indians, blogs have become go-to resources for understanding money matters in a relatable, non-technical language.

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📈 The Rise of Financial Literacy Through Blogging

A few years ago, discussions about credit scores, SIPs, or debt management were limited to financial advisors and banking professionals. Today, however, everyday readers are learning and implementing money strategies directly from finance bloggers who break down complex financial jargon into simple, relatable content.

This shift has led to

• Improved savings and investment habits

• Awareness of credit reports and scores

• Increased participation in stock markets

• Smarter debt management

• Better retirement planning

Platforms like onecreditscore.in further promote these bloggers and amplify financial literacy among readers across all age groups.

🧠 What Makes a Great Finance Blogger?

Not every blogger can influence a reader’s financial life. So what sets the best apart?

• Consistency: Regular updates and fresh insights.

• Accuracy: Credible, well-researched financial information.

• Simplicity: Using clear language without diluting value.

• Transparency: Honest reviews, disclosures, and disclaimers.

• Actionable Advice: Tips that readers can implement immediately.

Whether they’re SEBI-registered advisors or self-taught money nerds, the best finance bloggers in India blend education, empathy, and experience.

🧾 How onecreditscore.in Curated This List

The team at onecreditscore.in analyzed over 75+ finance-focused blogs using parameters like

• Domain authority and website traffic

• Reader engagement and reviews

• Frequency of posts

• Relevance to Indian financial systems

• Coverage of topics like credit scores, savings, loans, taxes, and investments

The following list includes top-performing and trusted voices that cater to beginners, millennials, salaried professionals and seasoned investors.

🌟 Top 15 Best Finance Bloggers in India

1. Deepak Shenoy (CapitalMind)

Founder of CapitalMind, Deepak shares advanced insights on equity markets, economic trends, and portfolio strategies. His blog is a haven for data-driven investors.

2. Sharan Hegde (Finance with Sharan)

Known for his Instagram reels and humorous take on finance, Sharan simplifies concepts like budgeting, debt traps, and saving hacks for the Gen Z audience.

3. CA Rachana Ranade

A YouTube sensation and a chartered accountant, her blog complements her video content with detailed write-ups on the stock market, taxation, and IPO reviews.

4. Subramoney (PV Subramanyam)

With a no-nonsense tone, Subramoney offers hard-hitting content on personal finance, financial planning, and why common sense is the ultimate financial skill.

5. Basavaraj Tonagatti (Basunivesh)

SEBI-registered and detail-oriented, Basu’s blog is perfect for beginners. He frequently covers topics like mutual funds, retirement planning, and insurance.

6. Manoj Nagpal

Known for offering deep, nuanced financial analysis, Manoj shares frameworks for wealth creation and financial discipline.

7. Harsh Roongta

An experienced financial planner and tax expert, Harsh offers trustworthy advice on tax-saving instruments and home loans.

8. Hemant Beniwal

Founder of Ark Financial Planners, Hemant focuses on goal-based planning and unbiased product reviews.

9. Kunal Saraogi

Market expert and technical analyst Kunal frequently blogs about stock trends, short-term trading strategies, and investment psychology.

10. Scripbox Blog Team

This platform-run blog is known for well-structured financial literacy posts targeted at new investors and salaried professionals.

11. Value Research Team

An authority on mutual funds and portfolio analysis, their blog and research tools are a must-read for DIY investors.

12. Nitin Bhatia

Blending real estate, stocks, and loan advice, Nitin’s blog is perfect for readers who want clarity on property investment and financial independence.

13. Safal Niveshak (Vishal Khandelwal)

Vishal focuses on behavioral finance and long-term investing through storytelling, book reviews, and valuation case studies.

14. Ankur Warikoo

While not a traditional finance blogger, Ankur’s insights into money psychology, productivity, and early investing have influenced a generation.

15. Pattu (P.V. Ramesh – Freefincal)

Famous for his DIY calculators and deep dives into financial myths, Pattu’s data-backed blogs offer clarity on confusing financial products.

💥 How These Bloggers Impact Financial Habits

These bloggers have not only educated but also inspired millions of Indians to take control of their finances. From opening their first SIP to understanding the impact of a credit score, readers gain confidence and clarity with every post.

Results of their impact include:

• Rising number of financially literate millennials

• Awareness of credit score importance (via tools like onecreditscore.in)

• Reduction in loan defaults due to informed decisions

• Shift toward diversified investments like mutual funds and ETFs
  

📚 Personal Finance Topics You’ll Find on Their Blogs

Here’s a quick overview of the most common topics:

Topic	Why It Matters
Budgeting	Foundation of all financial plans
Credit Score	Impacts loan approval and interest rates
Mutual Funds	A preferred investment for salaried classes
Stock Market	Long-term wealth generation
Insurance	Protects income and assets
Tax Planning	Helps save money legally
Retirement	Secures life after work

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🧬 Common Traits Shared by Top Finance Influencers

While each finance blogger has a unique style and focus area, they share several key characteristics that contribute to their credibility and popularity:

1. Transparency: They often disclose affiliations and avoid promoting dubious financial products.

2. Consistency: Whether it’s weekly blog posts or regular newsletters, they maintain a dependable schedule.

3. Fact-Based Advice: Research, statistics, or personal experience support the posts.

4. Engagement: Most top bloggers respond to reader queries or host AMAs on social media.

5. Up-to-Date Knowledge: They stay ahead of trends and updates in the financial ecosystem.

These traits reinforce their value and reliability in the eyes of readers.

🎥 Blogging vs YouTube Finance Channels: A Quick Look

While blogging remains a popular way to consume financial content, YouTube has emerged as a powerful platform for reaching wider audiences. Here’s a quick comparison:

Feature	Blogging	YouTube Channels
Depth of Information	In-depth, research-heavy content	More bite-sized and visual
Accessibility	Can be bookmarked and referenced	Easier to consume on-the-go
SEO Benefit	Higher chance of organic search visibility	High engagement with video audience
Best For	Long reads, calculators, tools	Demos, explainers, product reviews

👉 Pro tip: Follow bloggers who use both platforms to get a 360° understanding of financial concepts.

🧰 Tools and Platforms Used by Finance Bloggers

The best finance bloggers don’t just write—they equip readers with tools to act on the advice they share. These tools include

• EMI calculators

• Retirement planning spreadsheets

• Credit score checkers (like onecreditscore.in)

• Portfolio rebalancing tools

• Tax-saving estimators
  

Popular platforms where they publish or share updates:

• Medium

• LinkedIn Articles

• Personal Blogs (WordPress, Ghost)

• YouTube for tutorials

• Twitter for market commentary
  

📌 How to Follow These Bloggers Effectively

If you want to make the most out of following finance bloggers, try these tips:

1. Subscribe to their newsletters ; most send weekly or monthly tips straight to your inbox.

2. Bookmark valuable posts — especially those related to tax planning or investment strategies.

3. Use their free tools ; don’t skip the downloadable calculators or budget sheets.

4. Engage with comments — many bloggers respond to meaningful questions.

5. Cross-reference with other trusted sources — use platforms like SEBI, RBI, and personal finance forums for confirmation.
   

🔥 7 Reasons You Should Start Reading Finance Blogs Today

1. Improves your financial IQ

2. Helps avoid common money mistakes

3. Keeps you updated on policy and tax changes

4. Saves money by avoiding bad investments

5. Makes financial planning simple and accessible

6. Promotes better money conversations at home

7. Encourages early investing for long-term growth
   

👨‍🎓 How Finance Blogging Is Shaping India's Youth

Millennials and Gen Zs in India are more financially aware than ever. A big credit goes to relatable finance bloggers who:

• Use memes, analogies, and humor

• Talk about real-life experiences

• Focus on financial independence and side hustles

• Normalize discussions around salary negotiation and early retirement

This improvement is leading to a generation that not only earns but also manages and multiplies money better.

📊 The Role of Blogs in Improving Credit Score Awareness

Until recently, most people didn’t even know their credit score existed—let alone how to improve it.

Thanks to finance bloggers and tools like onecreditscore.in, awareness around

• The importance of credit scores

• How to check it for free

• Factors that impact credit reports

• Tips to boost scores and avoid rejections

Tier 1 and Tier 2 cities have experienced significant growth.

❓ Frequently Asked Questions

1. Who is the No. 1 finance blogger in India?

There’s no official ranking, but CA Rachana Ranade, Deepak Shenoy, and Pattu from Freefincal are among the most followed and respected.

2. Can I trust the financial advice from blogs?

Yes, provided the blog is transparent, regularly updated, and doesn’t promote biased content. Always cross-check with SEBI or RBI guidelines.

3. Are finance bloggers certified professionals?

Some are—like SEBI-registered advisors or CAs. Others are self-taught experts. Always check credentials if you’re making big decisions based on their advice.

4. Which blogger focuses most on credit scores?

Nitin Bhatia and Basunivesh have extensive content on credit cards, loans, and credit scores.

5. Do bloggers also help with tax planning?

Absolutely. Bloggers like Hemant Beniwal and Harsh Roongta offer detailed tax-saving guides.

6. How often should I read financial blogs?

Ideally, you should perform this task once a week. This is especially important during budget season or the end of the financial year.

✅ Conclusion: Learn, Save, and Grow with India’s Best Finance Bloggers

Whether you're a student just starting your financial journey or a working professional looking to optimize investments, following the best finance bloggers in India can be your greatest asset.

They simplify complicated topics, help you build smart money habits, and guide you toward long-term wealth. With platforms like onecreditscore.in supporting this ecosystem, it’s never been easier to stay informed, stay updated, and stay financially confident.

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